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  • DARCARS Kia of Frederick

Auto Finance Baltimore, MD


Finance

Kia Auto Financing Baltimore, MD

Looking for a Kia dealer in the Baltimore area to get an affordable auto loan or lease? Come meet the professionals at our Kia Finance Department. DARCARS Kia of Frederick provides auto loans Baltimore, MD car buyers can trust to fit their budget, and new Kia leases with affordable monthly payments. Searching for local car loans or wondering how to get a car loan can get daunting, but we provide a simple and quick process here at our car dealership and are here to answer all your finance questions.

If you’re ready to search near Baltimore auto finance and lease solutions, our team is excited to assist. Whether it’s finding a new Kia Niro lease or loan for a new Kia Sorento Hybrid, we can get that started for you. Estimate your trade and submit an application for your loan pre-approval to start at home today!

Buying vs. Leasing a Car

We’re focused on delivering an exceptional buying or leasing experience and that begins with helping you decide whether buying or leasing is for you. If you’re not sure whether a car loan or Kia lease is what you want to choose for your next vehicle, we take a look at both of the options and the benefits of each.

  • When you finance a car, it’s ideal if you’re interested in staying with the Kia you pick out for a while. As you pay the car loan over time, you can build equity.
  • If you’re typically somebody who enjoys customizing their car, consider buying. When you purchase a vehicle, you have the ability to add accessories and put a personalized touch to your ride.
  • Do you intend to drive a lot of miles in your new Kia? Then buying may be the selection for you since there is no mileage limit to consider.
  • Want to have no money down or a low down payment with your plan? Select a lease! You can typically find lease options where you don’t need to put anything down or the amount is very little.
  • Are you searching for new cars with low payments? With leasing, your payments go towards the depreciation of the vehicle. In result, leasing tends to offer affordable monthly payments.
  • Would you prefer to change up the Kia you drive every couple or few years? Consider a lease. It is a great short-term option.

How is Your Credit Looking?

Connect with the finance team at our dealership, and we can help you select a financing plan for your new car.

The DARCARS Kia of Frederick loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Kia vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Kia vehicles currently available for immediate delivery.

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the DARCARS Kia of Frederick finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved Lease Return Program

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Maryland banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!